01The problem

Customers forget an EMI or bill due date, and a call centre chasing every late payment costs more than the payment itself.

02Channel recommendation

Recommended

SMS

A short, unmissable nudge a few days before the due date.

Voice (Press-1)

An automated call for overdue accounts, with press-1 to confirm or connect to an agent.

WhatsApp

A payment link and receipt in one trackable thread.

03Message flow

Trigger

A due date approaches or passes on a loan, EMI or bill

Primary channel

SMS reminder 3 days before the due date

Fallback

Press-1 voice call if the bill is still unpaid after the due date

Outcome

Customer pays on time or is connected to an agent for overdue accounts

04Sample templates

Upcoming due date

Hi {{name}}, your {{bill_type}} of {{amount}} is due on {{date}}. Pay now: {{link}}.

Overdue notice

Your {{bill_type}} payment of {{amount}} is overdue. Pay now to avoid late charges: {{link}}.

05Setup steps

Register payment-reminder templates and the press-1 voice script

MsgBridge

Provide the billing schedule and due-date data feed

You

Set the reminder cadence: days before and after due date

You

Route press-1 confirmations to your collections team

MsgBridge

Ready to solve this with Payment & Collection Reminders?

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